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watch I have great news for swimming pool builders, contractors and their customers. The outlook for swimming pool financing is getting better every day, and the grim days of little or no financing over the last six years are starting to fade into the past. Offering great financing programs to your customers will help you sell more pools, and there are some great financing programs you should learn about and take advantage of.
here Some of the most popular programs include very attractive zero percent loans for smaller ticket items as well as nationwide unsecured loans up to $100,000 for larger loan amounts. Every pool builder, contractor, dealer, manufacturer, retailer and distributor should have a full range of programs to offer their customers — it’s essential to maximizing sales and growing your business. Below, I’ll explain the features of each loan type and the current terms available in each category:
les rencontres d'après minuit dvdrip This simply means no collateral is required to obtain the loan. These loans do not require any equity or money down and are truly 100 percent financing. Loan amounts are available up to $100,000 with rates as low as 4.99 percent and terms out to 84 months. Credit scores down to a 640 FICO score means that even customers with "fair" credit can get a pool loan. Same-day approvals and same-day funding on some unsecured programs makes these loans hard to beat. Custom pool builders, fiberglass pool contractors and anyone with big ticket price-points will benefit from these types of offerings.
site de rencontre gratuit femme 49 The majority of these programs are available in the form a credit card product. Don't let the word “credit card” scare you, because the savvy customer will use this "free money" to give them more buying power and simply pay the card off after the intro rate period is over. They typically don't "need" financing but they will often utilize it so they don't have to liquidate their cash all at once. Use these programs to help advertise your products and make your website and marketing collateral more “sticky.” One of the advantages of these programs is that the 0 percent card can typically be approved within 30 seconds online. These programs are best suited for the under $15,000 category, such as spas, accessory products and lower-priced pools.
trading online come fare soldi opzioni binario Equity based loans can be cashed-out first mortgages, home equity lines of credit and even stand-alone second mortgages. With these options come appraisals, closing costs and long loan processing times. With the stricter mortgage lending guidelines, lower home values and the fact that most have refinanced their home into a record low rate make these options less attractive or rarely available to the average borrower. These programs are a good match for upper-end pools if the borrower’s situation warrants a mortgage refinance or 2nd mortgage. This is pretty rare in today's real estate climate.
badoo rencontre au senegal What is the best way to take advantage of these programs so you can grow your business? On every newsletter, postcard, home show booth, yard sign, website, social media channel, email campaign, etc., you should feature and emphasize that you offer 100 percent financing. You never know what customers you may lose if they don't know you offer financing. Pools are big-ticket items, and customers rely on you to help them find a way to help them afford the pool of their dreams.
In addition to implementing these strategies in your own business, we also recommend you contact your manufacturer and distributor partners to see if they have a pool financing program in place. Many national pool manufacturers and distributors already have dealer network financing programs in place. Lastly, you should fully embrace, understand and train your staff on the benefits of offering financing to your pool customers. Additional tools, such as a pool loan calculator, can help the swimming pool sales professional be more precise in their proposals.
They say that cash is king, but not everybody has the cash to buy a swimming pool outright — and those that do have the cash don't always want to part with it. This is why financing is so important in today's market. Imagine if car dealers didn’t offering financing — do you think they would sell as many cars? Of course they wouldn't, and cars and pools share similar price points. You will sell more pools by offering great financing options and you should explore all financing options to offer to your customers.
As the economy slowly healed after the Great Recession, the pool and spa industry saw encouraging signs of improvement. Phones were ringing again. Retail stores bustled with business. Consumer confidence was growing stronger and property values were escalating.
Yet despite these positive signs, for some industry pros it's been difficult to let go of the recession mindset. Out of an abundance of caution, many industry pros are retaining the lean staffing practices of the recession,...
Have you met "The Legend" yet?
If you're familiar with Haviland Pool & Spa Products, you might have. He's the host of Haviland's web series, "Legendary Pools & Spas," which debuted earlier this year on the YouTube channel of the same name. Each episode depicts The Legend, portrayed by Haviland Regional Sales Manager John Bokor, shining a light on one of the many interesting facets of our industry.
Sometimes he talks to a dealer with a remarkable story, as he did when...
The well-dressed backyard once consisted of a few plastic lawn chairs, a picnic table and a modest charcoal grill. Today, the Joneses have stepped up their game considerably, as the backyard has gone from a mere patch of grass to a hub of entertaining — a space that plays host to everything from children's birthday bashes to elegant evening dinner parties.
Today, outdoor kitchens are a big part of that backyard aesthetic. By allowing the homeowner to prepare and serve meals...
The pool and spa industry took Las Vegas by storm last week at the PSP Expo, with thousands walking the aisles, taking in industry education, networking and, of course, having fun along the way. (Which is never hard to come by in Las Vegas, especially when the first day of the show falls on Halloween.) Below you’ll find just a few highlights from the show floor and beyond.